Products and Services for Small Businesses and Groups

50 employees or less

Small businesses and groups have special considerations when planning health insurance benefits. Valley Benefits can assess your unique needs and help you create a competitive and affordable benefit package for your employees.

Our insurance products and services include:

  • Health

  • Dental

  • Vision

  • Life Insurance

  • Short- and long-term disability

  • Medicare supplement

  • Retirement planning

  • Long-term care




Benefits of a group health plan

It’s no secret that employees value health insurance benefits. Surveys show that workers value health insurance coverage second only to monetary compensation. By offering group health insurance benefits to your employees, you may find it easier to hire and retain the best workers for your company. Plus, there are special tax incentives for businesses that provide health insurance.
For example, businesses can generally deduct 100 percent of the premiums they pay on qualifying group health plans. And by offering group health insurance as part of a total compensation package, you may be able to reduce payroll taxes. Plus, your employees can pay their portion of the monthly insurance premium with pre-tax dollars. Make sure that you take these incentives into consideration when determining the affordability of a health insurance plan for you and your employees.


For More Information

  • Health savings accounts (HSA) »

  • 125 cafeteria plans »

  • Establishing a health insurance plan »

  • Deductibles, co-payments and coinsurance »

  • Wellness »