It’s no secret that the cost of healthcare has had a major financial impact on employers. With increases in insurance premiums that often exceed 20% annually, employers are being forced to make difficult decisions about their level of participation and quality of coverage for employees. This trend is expected to continue and clearly, something has to change. The economic reality is that our society must move away from an attitude of entitlement to that of an attitude of self responsibility. Employers are at the leading edge of this movement and as early adopters, will see the most rapid and dramatic impact.

What is wellness?

It is an integrated strategic plan that gives individuals the tools and systems they need to increase awareness and empower themselves to take responsibility for their health and well-being.
A wellness program consists of effective and compelling communication tailored to specific objectives, incentives and expected outcomes.
Our goal is to make a measurable positive impact on the health, well being and attitude of your workforce. Allowing your workforce to stay healthy, productive and motivated.

Why Wellness?

84% of corporate health care costs are accounted for by 14% of the population.
The premiums for employer-based health insurance rose by 11.2 percent in 2004, the fourth consecutive year of double-digit increases. All types of health plans – including health maintenance organizations (HMOs), preferred provider organizations (PPOs) and point-of-service plans (POS) demonstrated double-digit increases.

The annual premium that a health insurer charges an employer for a health plan covering a family of four averaged $9,950, or $829 a month in 2004. Workers contributed $2,661, or 10 percent more than they spent in 2003. For single coverage, workers contributed an average of $558 toward the $3,695 annual premium. Health insurance premiums will rise to an average of more than $14,500 for family coverage in 2006.
According to the Kaiser Family Foundation and the Health Research and Educational Trust, premiums for employee-sponsored health insurance in the United States have been rising five times faster on average than workers’ earnings since 2000. Employee spending for health insurance coverage has increased 126 percent between 2000 and 2004.
Since 2001, the employees’ share of health insurance costs has soared 63 percent for single coverage and 58 percent for family coverage.
71% of all health care expenditures are currently spent on treating chronic, preventable conditions.